:root{--navy:#08132A;--navy-mid:#0E1F3D;--gold:#C9A84C;--gold-l:#E4C97E;--cream:#FAF8F5;--off:#F9F7F4;--white:#FFFFFF;--text:#101827;--muted:#647084;--line:#E6E1D7}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"DM Sans",Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 28px}
.topbar{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);backdrop-filter:blur(20px);border-bottom:1px solid #E5E7EB;box-shadow:0 1px 14px rgba(0,0,0,.05)}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 28px;max-width:1100px;margin:0 auto}
.brand{display:flex;align-items:center;text-decoration:none;min-width:146px}
.brand img{height:52px;width:auto;display:block}
.navlinks{display:flex;gap:28px;align-items:center}
.navlinks a{font-size:14px;line-height:1;font-weight:500;color:#374151;text-decoration:none;white-space:nowrap;position:relative;transition:color .2s}
.navlinks a:not(.navcta){display:inline-flex;align-items:center;min-height:42px}
.navlinks a:not(.navcta):hover{color:var(--navy)}
.navlinks a:not(.navcta)::after{content:"";position:absolute;bottom:7px;left:0;right:100%;height:1px;background:var(--gold);transition:right .28s ease}
.navlinks a:not(.navcta):hover::after{right:0}
.navcta{display:inline-flex!important;align-items:center!important;justify-content:center!important;min-height:42px;background:var(--navy);color:#fff!important;padding:0 22px;border-radius:7px;font-size:14px!important;font-weight:700!important;box-shadow:0 4px 16px rgba(8,19,42,.14);transition:all .2s}
.navcta:hover{background:#1a3a5c;transform:translateY(-1px)}
.hero{background:var(--navy);color:#fff;padding:56px 0 44px;text-align:center;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(115deg,transparent,transparent 32px,rgba(201,168,76,.025) 32px,rgba(201,168,76,.025) 34px)}
.hero .wrap{position:relative}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:3px;color:var(--gold-l);font-weight:800;margin-bottom:14px}
h1{font-family:"Playfair Display",Georgia,serif;font-size:44px;line-height:1.08;max-width:780px;margin:0 auto 14px;color:#fff}
.lead{font-size:14px;color:rgba(255,255,255,.45);max-width:640px;margin:10px auto 0}
.actions{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:8px;padding:13px 22px;font-weight:800;font-size:14px}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.ghost{border:1px solid rgba(255,255,255,.22);color:#fff}
.sample-mobile-note{margin:9px 0 0;font-size:12px;line-height:1.35;font-style:italic;color:rgba(100,112,132,.68)}
.hero .sample-mobile-note,.cta .sample-mobile-note{color:rgba(255,255,255,.55);text-align:center}
main{background:linear-gradient(180deg,#fff 0%,var(--cream) 100%)}
.section{padding:62px 0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 12px 30px rgba(8,19,42,.06)}
.card h2,.card h3{font-family:"Playfair Display",Georgia,serif;color:var(--navy);line-height:1.2}
.card h2{font-size:30px;margin-bottom:12px}
.card h3{font-size:22px;margin-bottom:10px}
.card p,.card li{color:#4b5565;font-size:15px}
.card ul{padding-left:18px;margin-top:10px}
.feature{grid-column:span 2}
.strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0}
.stripgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.metric{background:var(--navy);color:#fff;border-radius:12px;padding:18px;text-align:center}
.metric b{display:block;font-family:"Playfair Display",Georgia,serif;font-size:30px;color:var(--gold)}
.metric span{font-size:12px;color:rgba(255,255,255,.68)}
.faq{display:grid;gap:14px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px}
.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}
.faq p{margin-top:10px;color:#4b5565}
.cta{background:var(--navy);color:#fff;border-radius:18px;padding:34px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.cta h2{font-family:"Playfair Display",Georgia,serif;font-size:32px;margin-bottom:6px}
.cta p{color:rgba(255,255,255,.72)}
footer{background:var(--navy);color:rgba(255,255,255,.62);padding:34px 0}
.foot{display:flex;align-items:center;justify-content:space-between;gap:24px}
.foot img{height:54px;width:auto;background:#fff;border-radius:8px;padding:8px 12px;box-shadow:0 10px 28px rgba(0,0,0,.16)}
.small{font-size:12px;color:rgba(255,255,255,.5);max-width:520px;text-align:right}
@media(max-width:760px){.wrap{padding:0 18px}.nav{min-height:64px;padding:10px 16px;gap:10px}.brand{min-width:auto}.brand img{height:38px;max-width:150px}.navlinks{margin-left:auto;gap:0}.navlinks a:not(.navcta){display:none}.navcta{min-height:38px;padding:0 14px;font-size:12px!important;border-radius:7px}.hero{padding:46px 0 40px}h1{font-size:34px}.lead{font-size:15px;line-height:1.7}.grid,.stripgrid{grid-template-columns:1fr}.feature{grid-column:auto}.cta,.foot{display:block}.cta .btn{margin-top:18px}.small{text-align:left;margin-top:14px}}